Cutoff Times

this guide outlines the submission windows, processing times, and bank receipt dates for all supported payment methods using ach payments submission window bank receive date processing /scoop times 3 10 am – 5 50 pm same business day 9 am, 11 am, 2 pm, 4 pm, 5 pm, 6 pm after 5 50 pm next business day 9 am, 11 am, 2 pm, 4 pm, 5 pm, 6 pm all times in pacific ocp check print submission window bank receive date processing /scoop times 3 10 am – 5 50 pm same business day processed end of day; mailed next business day after 5 50 pm next business day processed end of day; mailed following business day all times in pacific domestic wires submission window bank receive date processing /scoop times 3 15 am – 2 40 pm same business day same day processing after 2 35 pm next business day next business day processing after 2 35 pm on friday held over weekend next business day processing all times in pacific international wires (usd) payments support business usd/fx and consumer usd only submission window bank receive date processing /scoop times 3 10 am – 2 10 pm same business day same day processing after 2 10 pm next business day next day processing cutoff time t all times in pacific applies to consumer/business accounts usd only business accounts fx sent after 2 10 pm will be rejected by easi link important cnb wire room release deadlines consumer account usd transactions not released via easi link by 1 55 pm are rejected business accounts usd/fx transactions not released via easi link by 2 30 pm are rejected international wires (fx) submission window bank receive date processing / scoop times 3 10 am 2 10 pm same business day day +1 (mxn, cad), day +2 (all other countries) after 2 10 pm payment rejected must resubmit the transaction again on the next business day all times in pacific account transfer business rules submission window bank receive date processing times 3 00 am – 11 00 pm same business day – monday through saturday same day processing after 11 00 pm transfers will be rejected — monday through saturday will have to enter the transfer again on the next business day all times in pacific positive pay issues submission window bank receive date processing times by 7 50 pm same business day end of day processing after 7 50 pm next business day end of day processing t all times in pacific