International Wires
International Wire
This guide breaks down the key requirements and formats for wiring money to different countries. From IBANs in Europe to local branch codes in Asia, each region has unique standards to ensure accuracy and compliance. Understanding these details can help streamline your transactions, avoid delays, and ensure funds reach their intended recipient.
- The cut-off time for processing is 5:40pm EST.
- If a payment is submitted prior to or on a bank holiday or after the cut-off time the payment will be rejected & the user will be requested to resubmit the payment.
Key Terms
Local Branch Code: a unique identifier assigned to a specific branch of a bank within a country. Tax ID: a unique identifier issued to individuals, businesses, or other entities by a government for tax purposes. Purpose of Payment Code: a specific identifier used to describe the reason for a financial transaction, particularly in international wire transfers Purpose of Payment Message: a brief description or note provided during a financial transaction to explain the reason for the payment. Unlike a Purpose of Payment Code, which is a standardized identifier, the message allows for more detailed information about the transaction.
All the required fields in the Country Requirements section need to be provided before submitting a successful International Wire.
Using Vendor Bank Details for International Wires
International wires require a different levels of remittance information per country. Required fields will be displayed dynamically when a country is selected.
Below is a sample of the Entity Bank Details Bundle for US Domestic Payments.
Below is a sample of Entity Bank Details Bundle for GBP International Payments
Your bank does not currently support storing Intermediary Bank Account details. If you would like to have this feature available, please submit a feedback request here.
Country Requirements
Economic Areas
Eurozone Countries: AD, AT, BE, CY, DE,EE, ES, FI, FR, GR, HR, IE, IT, LT, LU, LV, MC, ME, MT, NL, PT, SI, SK, SM, XK Currency: EUR/USD Required Information:
- IBAN
- SWIFT BIC
West African Economic and Monetary Union Countries: BJ, BF, CI, GW,ML, NE, SN, TG Currency: XOF/USD Required Information:
- Bank Account Number
- Local Branch Code
Per Country Requirements
Argentina (AR) Currency: ARS/USD Required Information:
- Bank Account
- Local Branch Code
- Tax ID
- Payee Type
- Phone Number
- Purpose of Payment
Australia (AU) Currency: AUD/USD Required Information:
- Bank Account
- Local Branch Code
Bahrain (BH) Currency: BHD/USD Required Information:
- IBAN
- SWIFT BIC
Brazil (BR) Currency: BRL/USD Required Information:
- IBAN
- Local Branch Code
- Tax ID
- Payee Type
- Phone Number
- Purpose of Payment Code
- Purpose of Payment Message
- Payee email address
Bulgaria (BG) Currency: BGN/USD Required Information:
- IBAN
- SWIFT BIC
- Tax ID
- Payee Type
- Purpose of Payment Code
Canada (CA) Currency: CAD/USD Required Information:
- Bank Account Number
- Financial Institution Number
- Transit Number
Chile (CL) Currency: CLP/USD Required Information:
- Bank Account Number
- Local Branch Code
- Tax ID
China (CN) Currency: CNY/USD Required Information:
- IBAN
- SWIFT BIC
- Tax ID
- Payee Type
- Purpose of Payment Code
Colombia (CO) Currency: COP/USD Required Information:
- Bank Account Number
- Local Branch Code
- Tax ID
- Payee Type
- Phone Number
- Email
Costa Rica (CR) Currency: CRC/USD Required Information:
- IBAN
- SWIFT BIC
- Tax ID
- Payee Type
- Phone Number
- Email
Czech Republic (CZ) Currency: CZKN/USD Required Information:
- IBAN
- SWIFT BIC
Denmark (DK) Currency: DKK/USD Required Information:
- IBAN
- SWIFT BIC
Dominican Republic (DO) Currency: DOP/USD Required Information:
- IBAN
- SWIFT BIC
- Tax ID
Fiji (FJ) Currency: FJD/USD Required Information:
- Account Number
- Local Branch Code
United Kingdom (GB) Currency: GBP/USD Required Information:
- IBAN
- SWIFT BIC
Hong Kong (HK) Currency: HKD/USD Required Information:
- Bank Account Number
- Local Branch Code
Iceland (IS) Currency: ISK/USD Required Information:
- IBAN
- SWIFT BIC
Indonesia (ID) Currency: IDR/USD Required Information:
- Bank Account Number
- Local Branch Code
- Residential and Entity Type
India (IN) Currency: INR/USD Required Information:
- Bank Account Number
- Local Branch Code
- Purpose of Payment Code
Japan (JP) Currency: JPY/USD Required Information:
- Bank Account Number
- Local Branch Code
Kenya (KE) Currency: KES/USD Required Information:
- Bank Account Number
- Local Branch Code
South Korea (SK) Currency: KRW/USD Required Information:
- Bank Account Number
- Local Branch Code
- Tax ID
- Phone Number
- Purpose of Payment Code
Mexico (MX) Currency: MXN/USD Required Information:
- Bank Account Number
- Local Branch Code
Nigeria (NG) Currency: NGN/USD Required Information:
- Bank Account Number
- Local Branch Code
Norway (NO) Currency: NOK/USD Required Information:
- IBAN
- SWIFT BIC
New Zealand (NZ) Currency: NZD/USD Required Information:
- Bank Account Number
- Local Branch Code
Peru (PE) Currency: PEN/USD Required Information:
- Bank Account Number
- Local Branch Code
- Tax ID
Philippines (PH) Currency: PHP/USD Required Information:
- Bank Account Number
- Local Branch Code
- Purpose of Payment
Poland (PL) Currency: PLN/USD Required Information:
- IBAN
- SWIFT BIC
Qatar (QA) Currency: QAR/USD Required Information:
- IBAN
- SWIFT BIC
Singapore (SG) Currency: SGD/USD Required Information:
- Bank account Number
- Local Branch Code
South Africa (ZA) Currency: ZAR/USD Required Information:
- Bank account Number
Sweden (SE) Currency: SEK/USD Required Information:
- IBAN
- SWIFT BIC
Thailand (TH) Currency: SEK/USD Required Information:
- Bank account Number
- Tax ID
Vietnam (VN) Currency: VND/USD Required Information:
- Bank Account Number
- Local Branch Code
Zambia (ZM) Currency: ZMW/USD Required Information:
- Bank Account Number
- Local Branch Code