VCC Requirements

a virtual credit card (vcc) is an electronic payment tool provided by pnc for vcc payments, your vendors will receive an email containing a unique 16 digit virtual credit card number all transfers must be in usd vendor & bill requirements to prevent payment delays or returns, all payments are required to have the following three requirements vendor record the entity's full legal name, address, and phone number must be accurately populated on the vendor record billing address and location the entity and bill (if applicable) billing addresses must be located in the country of destination and must match the country specified in the entity bank details record currency the currency for the vendor bill must be in usd bill reference the bill has a reference id payments batching schedule fispan batches and transmits payments to pnc every 30 minutes, monday through friday, between 7 00 a m and 9 00 p m et submission deadline to ensure your payments are included in the final batch, please submit all requests through your erp at least 10 minutes prior to the end of the batching window vcc reconciliation fispan allows users to submit virtual credit card (vcc) payments directly from a "credit card" type ledger account within their erp this ensures the card liability remains separate from cash clearing note when the card is processed (swiped), the user is responsible for manually recording the transaction in their journal (i e , "pay for the swipe") fispan is currently developing a feature to automate this recording process in a future update