VCC Requirements

virtual credit card (vcc) is an electronic payment tool provided by pnc for vcc payments, your vendors will receive an email containing a unique 16 digit virtual credit card number all transfers must be in usd vendor record & bill requirements please include the following required information for all payments to avoid potential delays or returns the vendor’s full name, address, email address, and phone number, are expected to be populated on the vendor record the vendor and bill (where applicable) billing addresses must reside in the country of destination, matching the vendor bank details record the currency of the vendor bill must be in usd the bill has a reference id payments batching times fispan will batch and send payments to pnc every 30 minutes from 7 a m to 9 p m eastern time monday to friday please make sure to submit all payment requests through your erp at least 10 minutes prior to the final batching window vcc reconciliation fispan enables users to submit virtual card payments out of a “credit card” type ledger account in their erp to separate the card liability from the cash clearing when the card is swiped, it is the responsibility of the user to manually record the transaction in their journal (i e , “pay for the swipe”) in the future, fispan is looking to automate this