--- title: International Wire Requirements slug: jpmorgan/international-wire-requirements description: Discover the necessary steps to ensure timely international wire payments! docTags: createdAt: 2022-08-02T19:55:50.000Z --- International Wire (Intl. Wire) payments facilitate the movement of funds from the United States to global destinations. This service allows you to reach vendors and partners worldwide, provided that all transfers are processed exclusively in USD. *** ## Key Terms Review the following key terms and their definitions. | **Term** | **Definition** | | -------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **International Bank Account Number (IBAN)** | A standard international numbering system developed to identify an individual’s account at a financial institution. The structure consists of a two-letter country code, followed by two digits and up to 30 alphanumeric characters. | | **SWIFT/Bank Identifier Code (BIC)** | Also referred to as a SWIFT code consists of 8 (primary) or 11 (primary and branch code) alphanumeric characters and is used as a unique identifier for financial institutions. | *** ## Vendor & Bill Requirements For NetSuite users, the Entity Bank Details bundle is required to process International Wire payments through the plugin.  Please include the following required information for all payments to avoid potential delays or returns. :::::WorkflowBlock ::::WorkflowBlockItem ### Vendor Record The Entity's full name, phone number, and address must be accurately populated on the Vendor record. :::hint{type="info"} **NOTE: **If the beneficiary is an individual, avoid using initials in the Vendor's name to avoid processing delays. ::: :::: ::::WorkflowBlockItem ### Billing Address and Location The Bill, Vendor, and Entity bank account address (stored in the FISPAN Bank Details bundle) must have the destination country accurately listed. If an Entity has multiple bank accounts stored, then the address of the Bill must match the destination bank account's country.  :::hint{type="info"} **NOTE:** The name and address of the destination bank account should be entered in the bank account's record. ::: :::: :::WorkflowBlockItem ### Currency To process these payments, the bill and destination account currency must be USD. In the Bank Details record, the Method of Storage must be designated as **International**. ::: ::::: *** # International Wire Auto FX International Wire (Intl. Wire) Auto FX payments are used to move funds across the globe. The source currency can be in any of the supported currencies. However, the destination currency must be in the destination country's local currency or USD only. The source account must be domiciled in one of the following countries: **Canada, Germany, the United Kingdom, Ireland, Luxembourg, the Netherlands, or the United States.** :::hint{type="info"} **NOTE: **The following origination countries are still *in pilot: *Canada, Germany, the United Kingdom, Ireland, Luxembourg, and the Netherlands. ::: For NetSuite users, the Entity Bank Details bundle is **required** to process International Wire payments through the plugin. *** # Country Specific Requirements All required fields in this section need to be provided to ensure the successful submission of an international wire. Below is a breakdown of the specific data required for each destination country. *** ## North America ### Canada **Payment Context** - **Swift BIC Country Code: **CA - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Full Vendor Address **is required. PO Boxes are not acceptable. ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: :::: *** ## Asia-Pacific ### Australia **Payment Context** - **Swift BIC Country Code: **AU - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Bangladesh **Payment Context** - **Swift BIC Country Code: **BD - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### China **Payment Context** - **Swift BIC Country Code: **CN - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Fiji **Payment Context** - **Swift BIC Country Code: **FJ - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Hong Kong **Payment Context** - **Swift BIC Country Code: **HK - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::WorkflowBlockItem **Entity's Phone Number** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### India **Payment Context** - **Swift BIC Country Code: **IN - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Indonesia **Payment Context** - **Swift BIC Country Code: **ID - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Japan **Payment Context** - **Swift BIC Country Code: **JP - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory for transactions above JPY 1,000,000. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Malaysia **Payment Context** - **Swift BIC Country Code: **MY - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is recommended for transactions over MYR 10,000. ::: :::WorkflowBlockItem **Purpose of Payment Code** is recommended for transactions over MYR 10,000. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### New Zealand **Payment Context** - **Swift BIC Country Code: **NZ - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Pakistan **Payment Context** - **Swift BIC Country Code: **PK - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN **is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Philippines **Payment Context** - **Swift BIC Country Code: **PH - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Singapore **Payment Context** - **Swift BIC Country Code: **SG - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Sri Lanka **Payment Context** - **Swift BIC Country Code: **LK - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### South Korea **Payment Context** - **Swift BIC Country Code: **KR - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Taiwan **Payment Context** - **Swift BIC Country Code: **TW - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::WorkflowBlockItem **Purpose of Payment** is mandatory. ::: :::: ### Thailand **Payment Context** - **Swift BIC Country Code: **TH - **Method: **International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::: ### Vietnam **Payment Context** - **Swift BIC Country Code: **VN - **Method:** International - **Currency:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **Account Number **is mandatory. ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: :::WorkflowBlockItem **Full Destination Bank Account Address** is mandatory. ::: :::WorkflowBlockItem **Purpose Message** is mandatory. ::: :::: *** ## Europe ### Austria **Payment Context** - **Swift BIC Country Code: **AT - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (20 characters). ::: :::: ### Belgium **Payment Context** - **Swift BIC Country Code: **BE - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is Mandatory (16 characters) ::: :::: ### Czech Republic **Payment Context** - **Swift BIC Country Code: **CZ - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (24 characters). ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: :::: ### Denmark **Payment Context** - **Swift BIC Country Code: **DK - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (18 characters). ::: :::: ### France **Payment Context** - **Swift BIC Country Code: **FR - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (27 characters). ::: :::: ### Finland **Payment Context** - **Swift BIC Country Code: **FI - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (18 characters). ::: :::: ### Germany **Payment Context** - **Swift BIC Country Code: **DE - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (22 characters). ::: :::: ### Great Britain **Payment Context** - **Swift BIC Country Code: **GB - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (22 characters). ::: :::: ### Greece **Payment Context** - **Swift BIC Country Code: **GR - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (27 characters). ::: :::: ### Ireland **Payment Context** - **Swift BIC Country Code: **IE - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (18 characters). ::: :::WorkflowBlockItem If the beneficiary is an individual, avoid the use of initials in the vendor's name ::: :::: ### Italy **Payment Context** - **Swift BIC Country Code: **IT - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (27 characters). ::: :::: ### Luxembourg **Payment Context** - **Swift BIC Country Code: **LU - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (20 characters). ::: :::: ### Netherlands **Payment Context** - **Swift BIC Country Code: **NL - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (18 characters). ::: :::: ### Norway **Payment Context** - **Swift BIC Country Code:** NO - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (15 characters). ::: :::: ### Poland **Payment Context** - **Swift BIC Country Code: **PL - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (28 characters). ::: :::: ### Portugal **Payment Context** - **Swift BIC Country Code:** PT - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (25 characters). ::: :::: ### Spain **Payment Context** - **Swift BIC Country Code: **ES - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (18 characters). ::: :::: ### Sweden **Payment Context** - **Swift BIC Country Code: **SE - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (24 characters). ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: :::: ### Switzerland **Payment Context** - **Swift BIC Country Code: **CH - **Method:** International - **Currency Code:** USD **Requirements** ::::WorkflowBlock :::WorkflowBlockItem **BIC Code** is mandatory. ::: :::WorkflowBlockItem **IBAN** is mandatory (18 characters). ::: :::WorkflowBlockItem **Telephone Number **is required on the Vendor record. ::: ::::