---
title: CHAPS
slug: hsbc/chaps
description: Discover the necessary steps to ensure timely CHAPS payments!
docTags: 
createdAt: 2025-12-10T18:38:35.370Z
---

CHAPS (Clearing House Automated Payment System) is used for high-value, time-critical sterling transfers within the United Kingdom. It provides guaranteed same-day settlement for payments submitted before the bank's daily cut-off time. All transfers must be in GBP.

For NetSuite users, the Entity Bank Details bundle is required to process UK CHAPS payments through the plugin.

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## Key Terms

Include any terms that need to be defined to complete the setup.

| **Term**           | **Definition**                                                                                                                                           |
| ------------------ | -------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Sort Code**      | This is a 6-digit numeric code used as a unique identifier for financial institutions. This code is used for banks within the United Kingdom and Ireland |
| **Account number** | This is an 8-digit identifier for the specific bank account.                                                                                             |

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## Vendor and Bill Requirements

To prevent payment delays or returns, all payments are required to have the following three requirements:

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### Vendor Record

**Legal Name:** The Entity's full legal name must be accurately populated on the Vendor record to match bank records. For **CHAPS**, names can be up to **140 characters**.

**Mandatory Address:** A physical address is required and must include at a minimum the **Town Name **and **Country Code**.
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### Billing Address and Location

**Geographic Consistency:** The Entity’s Billing Address must be located in the country of destination and must match the country specified in the Entity Bank Details record.

**UK CHAPS Routing:** For domestic UK payments, the beneficiary account must be addressed using the bank **Sort Code**(6 digits) and the **domestic account number** (8 digits).

**14-Digit Format:** You have the option to provide a complete 14-digit identifier (6-digit sort code + 8-digit account number) in the account identification field to ensure precise routing.
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### Currency Type

For domestic CHAPS payments, the currency **must be Sterling (GBP)**. International payments are initiated for any other currency.
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## Payment Requirements

**Payment Context**

- **Country Code: **GB
- **Method**: Domestic
- **Country**: United Kingdom
- **Currency:** GBP

**Requirement Information**

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Provide a **Sort Code**
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Provide a domestic **Account Number**
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Provide a **Beneficiary Address** that must include at a minimum the **Town Name** and **Country Code**
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