---
title: ACH Requirements
slug: columbiabank/ach-requirements
description: Learn about the requirements that must be met to make payments using ACH.
docTags: 
createdAt: 2022-08-02T19:47:13.000Z
---

ACH** **payments are used to move funds within the United States only and must always be in USD.

For NetSuite users, the Entity Bank Details bundle is required to process ACH payments through the plugin.

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## Overview

Same-Day ACH payments are processed on your selected date, provided they are submitted before the cutoff time. Submissions made after the cutoff will be processed the following business day

To use this service, select **Same Day ACH** as your payment method. For standard next-day processing, select **ACH Next Day.**

:::hint{type="info"}
**NOTE: **For **Same day ACH payments**, it is recommended that payments must be submitted no later than** 12:15 PM PST**.
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:::hint{type="warning"}
**IMPORTANT: **Sending **Same Day ACH** transactions may incur additional costs compared to **ACH Next Day**. Please review your options before proceeding.
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::Image[]{src="https://api.archbee.com/api/optimize/MM6nC_bKbIkwCRqiFZqEu/ojPcnlGiFVvRsYI9HXz5A_unknown.png" size="60" caption="ACH Next D" isUploading="false" width="710" height="280" darkWidth="710" darkHeight="280" showCaption="true"}

***

## Vendor & Bill Requirements

To prevent payment delays or returns, all payments are required to have the following three requirements:

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### Vendor Record

The Entity's full legal name, address, and phone number must be accurately populated on the Vendor record.
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### Billing Address and Location

The Entity and Bill (if applicable) Billing Addresses must be located in the country of destination and must match the country specified in the Entity Bank Details record.
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:::WorkflowBlockItem
### Currency

The currency for the Entity Bill must be in USD.
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***

## Payment Requirements

**Payment Context**

- **Method: **Domestic
- **Country:** United States 
- **Currency:** USD

**Requirement Information**

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**Routing Number** is mandatory.
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:::WorkflowBlockItem
**Account Number** is mandatory.
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